Last Updated:
PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING OR USING THE SERVICES ON THIS WEBSITE [RATESNG.COM], INDICATES THAT YOU UNDERSTAND, ACCEPT AND AGREE TO THE TERMS AND CONDITIONS IN OUR TERMS OF USE (DETAILED BELOW). THROUGH-OUT THIS TERM OF USE THE WORDS “WE”, “US”, “OUR”, “SITE” REFERS TO RATESNG.COM, WHICH IS OWNED AND OPERATED BY RatesNG Global Inc. THIS TERMS OF USE ALSO APPLIES TO THE USE AND INTERACTION WITH CONTENTS ON OUR BLOGS AND SOCIAL MEDIA PLATFORMS INCLUDING BUT NOT LIMITED TO FACEBOOK, LINKEDIN, INSTAGRAM AND TWITTER. IF YOU DO NOT AGREE WITH PARTS/ALL OF THE TERMS AND CONDITIONS (DETAILED BELOW), THEN YOU MUST NOT ACCESS THIS SITE. THIS TERMS OF USE WILL BE UPDATED WITHOUT PRIOR NOTICE, AND YOU SHOULD VISIT THIS PAGE OCCASIONALLY TO REVIEW THIS TERMS OF USE.

Not Offering Advice
The RatesNG.com website provides users with a platform to get information and compare rates of financial products across various financial institutions in Nigeria. You accept that you are responsible for your own financial decision.

All information and content provided on this site is for informational purposes and not intended to advise. We implore you to obtain advice from knowledgeable financial advisors, bankers and credit specialists before making any financial decisions, as we are not liable for any direct, indirect, liability, losses, or/and any damages that may arise from your use of our services on this platform.

Access to and Use of Site
Certain features of this site may require you provide certain personal information. All personal information provided/collected by us is treated with the utmost confidentiality as detailed in our Privacy Policy. We will ensure to update our site promptly and to provide you up to date rates for the financial institutions we display. Facts and data provide by Ratesng.com are believed to be accurate when posted. However, we do not guarantee that they are accurate or current at all times.

Account Registration
Users have the option to register an account on our website. Please note that this is voluntary. However, should you decide to register, you will be asked to provide personal information such as your first and last name, email and home address. You will also be asked to create a password, and your username will be your email address. You are responsible for activities with your account on our site. Ratesng.com is not liable for any breach to your account. If you believe your account is compromised, please inform us immediately at support@ratesng.com.

Ratesng.com Cost of Service
We are not a financial services provider or primary mortgage Institutions (PMI). Our services, through the use of this website, is free for all users except service providers. However, Users must understand and agree that Ratesng.com may receive fees based on user clicks on the site.

No Guarantees of Quotes, Fees, Terms or Rates
All quotes, fees, terms and rates are made available to ratesng.com by the services providers (Financial Institution). We do not provide any guarantees. Users must meet/ comply with the services provider’s terms and conditions to be eligible for the product and services of such provider. Services Provider has sole discretion to approve or deny an application without consulting Ratesng.com

No Endorsements
Ratesng.com is not a service provider, broker or vendor or representative of any of the financial product/institutions and we do not endorse any of the financial services providers listed/displayed, advertised or linked on our site.

Third-Party Links or Access
Ratesng.com will from time to time link to other third party websites such as financial service providers, primary Mortgage Institutions, Insurance companies, our advertisers and business partners. We do not own nor control their services neither do we endorse the content on these third-party sites. We do not guarantee their services, policies, terms and rates. We implore you to do your due diligence before any interactions.

Advertising
You acknowledge and accept that this website will contain advertisements for financial services product and other third-party product and services as determined by the management of ratesng.com. Should you decide to initiate a relationship with any or all of these providers, you acknowledge and accept that such interaction is strictly between you and the third-party vendor(s). Ratesng.com is not liable for any fees, liability, damages incurred during this interaction.

Intellectual Property
Ratesng.com holds all title, rights, contents, logo, software application and visual media on this website and is protected by copyright, trademark and other applicable property laws.